Disclaimer: Terence Higgs is entirely fictional and belongs to one, JK Rowling, and her people. Everything at all related to Harry Potter is property of JK Rowling, Scholastic, Bloomsbury, Warner Brothers, and everyone on their end. I'm just using him for the nefarious purposes of role-playing and entertainment, no money is being made and I have none to give. Terence's PB, Mathias Lauridsen, is similarly not mine; he belongs to either himself or his agency, depending on your outlook on things. All banners were made by me, amor_remanet.